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BC PharmaCare

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Tax Rates/Credits -> BC Tax -> PharmaCare

BC PharmaCare Program

Under the BC PharmaCare program, prescription costs and some medical supplies are subsidized.  The amount of the subsidy depends on family net income, and seniors over 75 get a higher subsidy.  It is necessary to register for PharmaCare in order to receive benefits.

Every BC resident should register, even if at present you won't receive a benefit, because if your income drops or your prescription costs go up, you will already be covered.

With PharmaCare, each family has a "deductible" amount which is based on family net income.  For 2015, the deductible would be based on 2013 family net income.

Example:  Family with 2013 net income of $26,000

In 2015, once the family has paid $500 for prescriptions (excluding costs in excess of the allowed PharmaCare amount for each prescription drug), PharmaCare will pay 70% of prescription costs.

Once the family's prescription costs reach the maximum $750, PharmaCare then pays 100% of the eligible costs for the rest of the year.

If at least one spouse is born in 1939 or earlier, the annual deductible is zero until family net income exceeds $33,000.  With family income of $26,000,  PharmaCare pays 75% until the family maximum of $300 is reached, and then 100% of eligible costs are paid by PharmaCare for the rest of the year.

Most pharmacies charge more than the eligible cost for prescription drugs, but there can be a big difference in the price between pharmacies.  See our article Prescription Prices are not Equal!

For information on the PharmaCare program, see the following:

bulletPharmaCare program - main information page, with link for online registration.
bullet Fair PharmaCare coverage - how your coverage is calculated
bulletTables showing Fair PharmaCare deductibles and annual maximums based on family net income:
bulletRegular Fair PharmaCare Assistance (pdf)
bulletFair PharmaCare Assistance - for families with one spouse born before 1940 - this was changed around 10 years ago so that this extra assistance is being phased out.
bulletDrug Plan Regulation
bulletFair PharmaCare calculator - estimate the financial assistance you will receive from PharmaCare.
bulletPharmaCare Formulary Search - find out which drugs are covered by PharmaCare.

Tip:  Register for PharmaCare to ensure you do not miss out on benefits!

Revised: March 17, 2017

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