TaxTips.ca - Annual Retirement Income Calculator

Annual Withdrawals From Investments
Yellow cells can be changed - results are calculated automatically once you press enter.
Input the first number of years, others will be in 5-year increments.
Where the rate of return row and # of years column intersect shows annual withdrawal amount.
Assumes withdrawals are made at the end of each year.
No allowance is made for inflation.
Investment market value at start of retirement
% Rate of Return	Years the money will last until investments drawn down to zero

	Annual withdrawal amount - before any applicable income tax





After-tax amount will depend on type of income and province of residence.
Part of income will be non-taxable withdrawal of capital when investments are being cashed out - only 50% to 66 2/3% of the capital gains will be taxed.
See our articles:		How Much Money Do You Need To Retire?
		Historical Investment Returns on Stocks, Bonds, T-Bills
Use the	Canadian Tax Calculator		to estimate your taxes.

TaxTips.ca - Calculate Annual Withdrawals From Investments

Investment market value at start of retirement
% Rate of Return	Years the money will last until investments drawn down to zero

	Annual withdrawal amount - before any applicable income tax





After-tax amount will depend on type of income and province of residence.
Part of income will be non-taxable withdrawal of capital when investments are being cashed out - only 50% of the capital gains will be taxed.